It is easy to think, when we look at our bank balances, “I work too hard to be this poor”; but next time you think that, remind yourself of the harsh reality that money doesn’t disappear. The reason there is less money in your account then you feel you are worth is because, simply put,…

How to be debt free Destroy: Don’t spend more on your plastic money than you can repay in a given month! If you don’t trust yourself, destroy all your plastic money – such as clothing shop cards – and then plan to settle your existing debt. Build: Draw up a budget – an excellent way to see…

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