How much is enough? This is a question we often get asked by our clients, and it relates to any number of things, but mainly: How much is enough to start investing? How much is enough to buy a house? How much is enough for a safety net? At the end of the day, there…

Do your tax with ease this financial year! Tax time is coming around really soon. Following a number of enquiries from our existing clients, we are introducing discounted tax returns to be completed by our sister company, Herzig Prosser. For individual PAYG + non-property investments $200 ($350 for couples) Competitive prices for more complicated returns…

Below is a link to the latest TFLG newsletter!

Buying a house to live in is an emotional decision, not a financial one. Newspapers and televisions scream that “Rent is dead money” – so what is the hundreds of thousands of dollars in interest the average buyer will pay to the financial institution from whom they borrow the money to buy this property, if…

Hello all, this is the final part to our 3 part series that hopefully has provided you with some ideas for 2016! 7) Look for savings on your mobile and pay TV plans Does your current ‘phone plan still meet your needs? Do you need as many minutes as your current plan gives you? Do…

Hello all, This is part 2 to our 3 part series that may assist you in preparing yourself financially for 2016 and beyond!! 4) Draw up a budget – and try and stick to it Now that you’ve identified those non-essential expenses, use the last 6 months’ credit card bills and transactions from your main…

With the start of a new year, many people decide to do something about their finances. Some start with big ideas and others with smaller ones. Either way, a series of smart decisions can keep you on track – let’s face it, most of us can save a little more if we want to by…

Buying that coffee every morning from a cafe’ on your way to work is something we don’t normally think twice about, indeed it is often considered a necessity to get through the daily grind. But that little bit of morning joy comes at a big price tag over the long run, and not many consider…

The Christmas season is nearly upon us! The season of joy brings with it the usual decorations, copious amounts of food, family do’s and of course, presents. But all that joy comes at a big cost; if you have three children for example, you’re likely to spend over $150 just buying presents for them, let…

It is easy to think, when we look at our bank balances, “I work too hard to be this poor”; but next time you think that, remind yourself of the harsh reality that money doesn’t disappear. The reason there is less money in your account then you feel you are worth is because, simply put,…

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