Are your bullish or bearish heading into 2018 Only time will tell if a bull or bear market awaits investors in 2018. There’s plenty of ammunition for both scenarios. I think it will pay investors to look closely at the boundaries marked by the bull and bear cases, and treat them like the flags between…

Happy Halloween! What keeps you up at night? While it can be the supernatural that keep some people up at night, we find that more often than not, it is ones fears over their financial situation that keeps them up at night. These fears can be blown out of proportion and usually just a couple…

This was a question posed to us just the other day. Being a somewhat frequently asked question – particularly from our younger clients, we thought our response could be of benefit to others! I’m a great believer in credit cards – as long as you don’t use them to spend money you don’t have! If…

Buying a house to live in is an emotional decision, not a financial one. Newspapers and televisions scream that “Rent is dead money” – so what is the hundreds of thousands of dollars in interest the average buyer will pay to the financial institution from whom they borrow the money to buy this property, if…

With the start of a new year, many people decide to do something about their finances. Some start with big ideas and others with smaller ones. Either way, a series of smart decisions can keep you on track – let’s face it, most of us can save a little more if we want to by…

Tony Martyn – Astute Financial, Wilston – 0419 759 368 Tony began his career working for one of the major Australian banks, and has been involved in the Banking & Finance industry since. He has recently held senior management positions leading the delivery of retail lending products through a branch network and a highly successful…

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