How many times have you asked yourself whether there’s a way of paying less tax? Well, there may be! You may be able to sacrifice some of your pre-tax salary (so that you pay less tax) in exchange for a benefit that you would otherwise have to pay for out of after-tax income.

At Brisbane Money Management, we’ll work with you to discover any options you may have for improving your cash-flow. For example, are you contributing extra to your superannuation fund each pay? You may be able to do that but from pre-tax salary and save yourself some tax overall.

Is your employer considered to be a charity or Public Benevolent Institution that will allow you to salary sacrifice some of your normal expenses without incurring Fringe Benefits Tax? This may mean you can pay some of your bills from pre-tax money, dramatically improving your overall income.